Bridgewater Careers

The Account Executive provides clients with a professional banking experience by offering appropriate solutions to best meet their banking needs.

• Opens, renews and redeems all types of deposit accounts
• Orders checks, ATM/debit cards
• Responds to online requests for bill payments, ACH, wire transfers, etc.
• Acts as back-up to Client Specialist as necessary
• Ensures clients are aware of the products and services available to them and promotes BWB specialty products (remote deposit, online bill-pay, mobile banking, etc.)
• Develop and cultivate long-term client relationships to ensure sales growth and customer retention
• Makes monthly calls to welcome new clients and follow up on previous requests
• Maintains an understanding of security policies and procedures
• Provides input and suggestions for new service and product ideas
• Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA
• Positively represents the bank in all interactions with clients, coworkers, and vendors

• 2+ years retail banking experience
• Superior customer service skills
• Proven sales and business development skills
• Knowledge of ITI, EZ Teller, and currency management
• Excellent written, verbal, and interpersonal communication skills

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

As AVP/VP Business Services (Cash Management), you'll promote the cash management suite of products and services to clients and prospects as well as ensures internal staff are aware of features, benefits, and properly identifies referral opportunities.

• Identify and develop Business Services/ deposit sales opportunities while acting on and closing all leads generated internally and externally from lenders and various delivery channels
• Attend regular pipeline meetings and periodic loan committee meetings
• Conducts client/prospect needs analysis
• Act as lead business development representative for Business Services prospects and proposal issuance
• Follow up with clients and internal stakeholders to ensure proper implementation regarding all applicable documentation and necessary paperwork for proper compliance
• Develop proposed service solutions/sales presentations to assist businesses and organizations to make efficient use of BWB Business Services products and services
• Emphasis on deposit generation and banking services including ACH, Online Wire Origination, Remote Deposit, Corporate Credit Cards, Merchant Card Processing, Positive Pay, as well as Checking and Savings accounts
• Duties: 80% support of Business Services referral activity, 20% new relationship generation

• Bachelor’s degree in business or related field and 2 - 5+ years of banking experience, preferably cash management
• Proven sales and business development skills
• Exceptional business acumen and relationship management skills
• Strong financial management skills and operational expertise
• Excellent written, verbal, and interpersonal communication skills
• Demonstrated ability to handle various types of client inquiries
• Must be able to work independently and coordinate effectively in a team environment
• Knowledge of key vendors a plus: Fiserv, Jack Henry, third parties, etc.

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

The Business Services Specialist is responsible for providing high-level customer service, technical support, and problem resolution to clients and bank staff as it relates to the Business Services products, as well as assist the department with risk management and maintaining up to date knowledge of the products’ functionality.

• Assist with incoming calls and emails regarding cash management products including Business Online and Mobile Banking, ACH Origination, Remote Deposit Capture, Mobile Capture, Online Wire Services, Positive Pay and Business Bill Pay
• Provide clients and bank staff with responsive support and accurate service
• Fully resolve product or service issues by understanding the request, determining and explaining the solution, and following up to ensure a full resolution
• Ensure all clients reaching out to Business Services receive a positive client experience
• Assist in the setup of new products or modifications to existing services, ensuring proper product usage and standards are met and maintained
• Participate with new product implementation projects including testing and training
• Complete annual reviews of Business Services’ clients and all necessary due diligence associated
• Manage and monitor client’s daily activity of cash management products, responsible for identifying and communicating risks and trends
• Maintain up to date knowledge of all Business Services products system functionality
• Perform other duties as assigned or needed

• 2+ years related Cash Management experience
• Superior customer services skills
• Excellent organizational, written, and interpersonal communication skills
• Exceptional time-management skills with the ability to multi-task and prioritize efficiently to ensure critical deadlines are met
• Ability to identify and resolve problems effectively
• Strong attention to detail
• Knowledge of Cash Management products

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

Welcome to a Leadership Program created for students looking for that professional edge.

The Program will include executive presence training, networking and volunteer opportunities, and a mentor partnership at the bank throughout the school year. Best of all, it’s free.

Interested? Please email human.resources@bwbmn.com with your current resume!

The Client Specialist serves as the face of the bank as the initial welcoming contact for clients and provides general office support to maintain a welcoming, professional environment.

• Accurately processes routine financial transactions including check cashing, deposits, withdrawals, transfers, and loan payments
• Completes client requests such as wires, online banking assistance, and check ordering promptly
• Balances assigned cash drawer in accordance with Bank procedures
• Ensures all required documentation is completed for all transactions
• Greet all clients and answer phone calls to ensure a positive client experience
• Sort and distribute mail
• Maintain conference rooms and kitchen and ensure adequate supplies are available
• Scans and processes teller work throughout the day
• Assists with scanning of documentation into internal Accu Systems
• Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA
• Participate in on-going training to enhance knowledge of banking and keep abreast of new and/or changes in regulations
• Positively represents the bank in all interactions with clients, coworkers, and vendors

• Outstanding interpersonal and communication skills
• Professional, friendly demeanor
• Proficient with Microsoft Word, Excel, Outlook and PowerPoint
• Knowledge of ITI and EZ Teller a plus
• College degree preferred

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

We are always interested in speaking with experienced lenders with a background in commercial lending. Please apply online or email hr@bwbmn.com with questions.

Office environment.

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

This position provides support to the Deposit Operations department to ensure that daily tasks are processed accurately and in compliance with policies determined by bank management.

• Entering, reviewing & approving daily wire requests (Incoming, Outgoing, Domestic & International)
• Daily processing of exception items (NSF, Non-Posts, Stop Pays, etc.)
• Item Processing (Check Adjustments, Return Processing, Mobile Deposit Review etc.)
• Monitoring and execution of daily File Maintenance requests (Address Change, DRI changes, Sweep setups, etc.)
• Processing of all Physical & Electronic Mail Returns
• Review closed account requests
• Review flagged IAT & OFAC transactions
• Remote Deposit review
• Levy/Garnishment/Subpoena administrative duties
• Reconciliation of various general ledger accounts
• Maintain & update Deposit Operations Department tasks & procedures as needed
• Monitoring of various ad-hoc reports
• Periodically assist with incoming calls from internal & external clients
• Perform other duties as assigned or needed

• 3+ years of bank operations experience or 4-year Degree
• Knowledge of Fiserv software and its ancillary products preferred
• Knowledge of Windows Suite (Excel, PowerPoint, Word, Access, etc.)
• Excellent organizational, written, and interpersonal communication skills
• Strong attention to detail

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

This position performs a variety of functions associated with the origination of new clients, accounts, and loans, and servicing of existing clients, accounts, and loans. This position will be responsible for ensuring that documentation is accurate in the core operating system, document imaging system, and various business services platforms. This position ensures documentation and file maintenance reviewed follows internal policies, laws, and regulations. The primary focus is loan documentation and business services review with a secondary focus on deposit account review.

• Review and quality control Business Services documentation and file maintenance
• Work collaboratively with Business Services department to establish review standards
• Create and manage Business Services review processes and procedures
• Review Business Services onboarding and maintenance through Access Manager, Commercial Center, and OnBoard
• Review and quality control loan related documentation
• Review and quality control deposit account documentation
• Create and manage document exceptions
• Monitor missing document exceptions
• Monitor shared team email account
• Serve as backup for new account review
• Serve as backup for IRA documentation review
• Maintain knowledge of document standards
• Maintain knowledge of Bridgewater Bank's products and services

• Bachelor's Degree or the equivalent combination of education and experience
• Proficiency in Windows-based PC skills and Microsoft Office required
• Experience with AccuSystems or other document management software preferred
• 1-2 years of operations and/or loan processing experience preferred
• 1-3 years of banking experience preferred
• Strong attention to detail required
• Ability to multi-task and utilize multiple systems within the bank
• Outstanding teamwork and communication skills

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

The Equipment Finance Business Development will develop and deliver small-to-middle market term equipment transactions with both non-bank customers and Bank Loan Officers and clients.

• Locate or propose potential business transactions by contacting potential partners
• Close new business transactions by coordinating requirements; developing and negotiating contracts, and integrating contract requirements with business operations
• Maintains up to date and accurate records, files, and critical data in sales database
• Responsible to complete a succinct recap of the customer and transaction structure on every transaction
• Responsible for the development and management of vendor finance programs
• Protect organization’s value by keeping confidential information
• Completes annual E-Learning Plan and Bank Secrecy Act (BSA) training as assigned and keeps up-to-date knowledge of BSA as it relates to the job function.

• 5 years of equipment finance experience
• Proven track record of business development success
• Ability to build relationships
• Ability to use consultative business development approach
• Exceptional written and oral communication skills
• Critical thinking and problem-solving skills to identify and recommend appropriate action
• Maintain high level of confidentiality
• Bachelor’s Degree Preferred

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

Responsible for all aspects of financial reporting; supports and assists with the implementation, maintenance and review of internal controls and policies and procedures.

• Assist in preparing the monthly, quarterly, and annual reports of the Bank and affiliates
• Coordinate with auditors as needed in connection with year-end audits, quarterly reviews & other engagements
• Perform research of complex technical accounting matters and provide appropriate interpretation of the relevant guidance
• Monitor and ensure timely identification and compliance with evolving accounting guidance, provide US GAAP interpretation and prepare technical memorandums that document issues in a clear, logical and comprehensive manner
• Communicate and explain accounting issues and evolving accounting guidance including providing training to the applicable areas
• Create, implement and maintain comprehensive accounting policy documents to improve clarity and consistency
• Implement and maintain reporting procedures to comply with internal control requirements
• Perform continuous assessment of the use of automated processes and procedures and re-engineer to reduce the timing of financial report preparation
• Assist with preparation various regulatory reports (Call Report, FR Y-9C & FR Y-9LP)
• Support month end and year end closing
• Participate in other job duties and projects as assigned

• Bachelor's degree in accounting or a related field is required.
• 2+ years of experience, CPA preferred
• Working knowledge of U.S GAAP and SEC rules and regulations along with the ability to research and propose company positions on complex accounting issues
• Strong technical accounting and financial reporting experience.
• Experience with general ledger accounting systems.

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

As a Loan Coordinator, you'll provide administrative management of a diverse loan portfolio to ensure all loan documentation is accurate and in compliance with internal and external policies and regulations.

• Perform daily loan function activities including initiating preparation of loan documents, payment processing, fund new loans, prepare loan payoffs, initiate wires, etc.
• Lead loan closings and weekly meetings for appointed lending team
• Monitor loans for compliance with federal regulations (Consumer loan, TRID, etc.)
• Track policy exceptions for post-closing review and provide corrective action
• Process and/or oversee participation in loan payments and advances
• Order Title Commitment, O&E, and Flood Determinations
• Process credit verification and credit bureau reports
• Resource for internal staff, clients and outside agencies by performing a variety of customer service activities including responding to requests, researching discrepancies and resolving issues
• Manage internal/external requests and financial transactions within the terms of the loan documentation including advances, payments, wire transfers, and payoffs
• Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA

• 2-5 years of Commercial and Consumer loan processing and/or documentation experience
• Strong oral and written communication skills
• High attention to detail and in-depth knowledge of rules, regulations, and policies relating to loan documentation
• Bachelor’s degree preferred

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas.

The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements.

It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

This position performs a variety of functions associated with the origination of new loans and servicing of existing loans ensuring that loan documentation is accurate and in compliance with laws and regulations.

• Prepare, review and process documentation for commercial loans (CRE Multi-family, C&I, Construction development) to ensure terms of documents are in accordance with committee approved request and following bank policy, lending practices and regulatory statutes. May include communication with outside counsel related to document preparation and other due diligence.
• Administer the loan booking process on core and document imaging software, includes new loans and modifications for (CRE Multi-family, C&I, Construction development, and other commercial renewals).
• Manage balancing of GL’s related to loan booking and invoice processing.
• Process invoices for payment associated with loans booked and in process.
• Manage internal/external requests and financial transactions within the term of the loan documentation, bank policies and procedures.
• Preparation of Participation Agreement and Letter of credit documentation, renewals and modifications.
• Complete CRA and Beneficial Ownership requirements for documentation and compliance reporting.

• 2-4 years of Commercial and Consumer loan processing and/or documentation experience
• Strong oral and written communication skills
• High attention to detail and knowledge of rules, regulations and policies relating to loan documentation
• Bachelor’s degree preferred

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

This position performs a variety of functions associated with the origination of new loans and servicing of existing loans ensuring that loan documentation is accurate and in compliance with laws and regulations.

• File appropriate reports which may include title search, title work, flood certificates, surveys or other due diligence information from various sources and prepare reports and/correspondence as appropriate.
• Proactively monitor compliance tracking system to ensure lien is recorded timely this includes insurance and real estate tax monitoring.
• Manage internal/external requests and financial transactions within the term of the loan documentation, bank policies and procedures. Includes draws, payments, wire transfers, payoffs, and collateral releases.
• Resource for Lenders, Loan Administrators, clients and outside agencies by performing a variety of customer service activities including responding to requests, researching discrepancies and resolving issues.
• Perform maintenance on E/O/D, non-accrual, and special mention loan accounts.
• Manage or maintain Loan Participation portfolio, general ledger accounts, flood related compliance audits and logs, Letter of Credit Log and other daily, month or quarterly reports as assigned.
• Monitor payment and correspondence related to real estate taxes and insurance including REO properties, as assigned.
• Manage, monitor and/or report activity related to denied/not approved loans, as assigned.

• 5-7 years of Commercial and Consumer loan servicing experience
• Strong oral and written communication skills
• High attention to detail and knowledge of rules, regulations and policies relating to loan documentation
• Bachelor’s degree preferred

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

This position performs a variety of accounting activities to support the daily finance and accounting functions of the Bank.

• Perform the bank’s daily settlement process
• Reconcile and maintain general ledger accounts for bank and affiliated entities
• Generate and post journal entries
• Assist with month-end and year-end closings
• Review and process employee expense reimbursement
• Process Accounts Payable Workflow accurately and in a timely fashion
• Prepare quarterly and annual filings for sales and use tax and backup withholdings
• Maintain manual of finance department processes and procedures
• Monitor compliance with loan fee and cost rules
• Process outgoing wires of various wholesale funding deposits
• Create and submit FR2900 report weekly
• Generate reports utilizing Business Analytics tool
• Assist with effective tax rate calculation and tax position analysis
• Assist in lease accounting operations set-up, maintain leasing reconciliations and records
• Complete ICS/CDARS reconciliations and verifications
• Other duties as assigned

• 4+ years of related experience
• Detail oriented, efficient and organized
• Ability to manage multiple tasks simultaneously
• Proficient computer skills, especially Microsoft Office applications
• Protect company integrity by keeping information confidential
• Knowledge of QuickBooks and Fiserv Navigator helpful
• Prior bank experience a plus
• Bachelor’s or Associate degree in Accounting or related field preferred

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

The Senior Credit Analyst provides support to the lenders by evaluating the financial condition of individuals and businesses applying for lending credit with the bank. The Senior Credit Analyst typically works on larger, more complex transactions.

• Collect, review and analyze loan requests, financial information, appraisals, title insurance, etc. for larger, more complex deals
• Assist lenders with closings
• Oversees the development and maintenance of the commercial loan documentation system (LaserPro), with a focus on maximizing production and quality
• Mentor Credit Analysts
• Identify historical trends of businesses or markets
• Prepare spreadsheets, reports, summaries and recommendations on loan structure/pricing for lenders
• Conduct property inspections to ensure accuracy
• Assign risk ratings to support loan requests
• Prepare annual reviews of existing loan relationships
• Prepare credit presentations to be used in the credit approval process including: cash flow analysis, forecasting of future performance, industry trends, and loan performance histories
• Develop and maintain accurate records for lending clients and accounts
• Assist loan and credit department managers with special projects for managing risks in the lending function
• Maintain knowledge of all supporting software, compliance, and procedures as they relate to the loan department
• Assist lenders in maintaining positive relationships with new and existing clients by providing timely feedback to client requests and questions
• Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA

• Bachelor’s degree in finance, economics, business or related field
• 7+ years of Commercial Real Estate and/or Commercial/Industrial underwriting experience
• Superior analytical/reasoning skills
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook
• Excellent written, verbal, and interpersonal communication skills

Normal Office Environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.