Bridgewater Careers

As AVP/VP Business Services (Cash Management), you'll promote the cash management suite of products and services to clients and prospects as well as ensures internal staff are aware of features, benefits, and properly identifies referral opportunities.

• Identify and develop Business Services/ deposit sales opportunities while acting on and closing all leads generated internally and externally from lenders and various delivery channels
• Attend regular pipeline meetings and periodic loan committee meetings
• Conducts client/prospect needs analysis
• Act as lead business development representative for Business Services prospects and proposal issuance
• Follow up with clients and internal stakeholders to ensure proper implementation regarding all applicable documentation and necessary paperwork for proper compliance
• Develop proposed service solutions/sales presentations to assist businesses and organizations to make efficient use of BWB Business Services products and services
• Emphasis on deposit generation and banking services including ACH, Online Wire Origination, Remote Deposit, Corporate Credit Cards, Merchant Card Processing, Positive Pay, as well as Checking and Savings accounts
• Duties: 80% support of Business Services referral activity, 20% new relationship generation

• Bachelor’s degree in business or related field and 2 - 5+ years of banking experience, preferably cash management
• Proven sales and business development skills
• Exceptional business acumen and relationship management skills
• Strong financial management skills and operational expertise
• Excellent written, verbal, and interpersonal communication skills
• Demonstrated ability to handle various types of client inquiries
• Must be able to work independently and coordinate effectively in a team environment
• Knowledge of key vendors a plus: Fiserv, Jack Henry, third parties, etc.

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

The Client Specialist serves as the face of the bank as the initial welcoming contact for clients and provides general office support to maintain a welcoming, professional environment.

• Accurately processes routine financial transactions including check cashing, deposits, withdrawals, transfers, and loan payments
• Completes client requests such as wires, online banking assistance, and check ordering promptly
• Balances assigned cash drawer in accordance with Bank procedures
• Ensures all required documentation is completed for all transactions
• Greet all clients and answer phone calls to ensure a positive client experience
• Sort and distribute mail
• Maintain conference rooms and kitchen and ensure adequate supplies are available
• Scans and processes teller work throughout the day
• Assists with scanning of documentation into internal Accu Systems
• Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA
• Participate in on-going training to enhance knowledge of banking and keep abreast of new and/or changes in regulations
• Positively represents the bank in all interactions with clients, coworkers, and vendors

• Outstanding interpersonal and communication skills
• Professional, friendly demeanor
• Proficient with Microsoft Word, Excel, Outlook and PowerPoint
• Knowledge of ITI and EZ Teller a plus
• College degree preferred

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

We are always interested in speaking with experienced lenders with a background in commercial lending. Please apply online or email hr@bwbmn.com with questions.

Office environment.

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

This position provides support in the development and administration of the Bank’s compliance program.

• Conducts all scheduled monitoring/audit activities associated with loan, deposit, and miscellaneous compliance (no Bank Secrecy Act)
• Communicates with auditees, write reports, and obtain responses to findings
• Maintains compliance exception tracking
• Record minutes for Compliance Committee
• Serves on applicable regulatory implementation teams
• Assists in developing, monitoring, and updating the Bank’s compliance related policies and procedures
• Assists with Compliance risk assessments
• Assists with regulatory exam preparation
• Assists with training of staff on regulatory topics
• Maintains current knowledge of all applicable compliance statutes, regulations and interpretations

• Bachelor’s degree and 2 to 4 years of compliance experience or equivalent combination of education and experience
• Excellent oral and written communication skills
• Strong attention to detail, critical thinking ability, and accuracy
• Proficiency in Microsoft Excel, Word, PowerPoint, and Outlook
• Fiserv experience preferred

Normal Office Environment

Bridgewater Bank will not sponsor applicants for work visas.

The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements.

It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

As a Credit Analyst, you would provide support to the lenders by evaluating the financial condition of individuals and businesses applying for lending credit with the bank.

• Collect, review and analyze loan requests, financial information, appraisals, title insurance, etc.
• Identify historical trends of businesses or markets
• Prepare spreadsheets, reports, summaries and recommendations on loan structure/pricing for lenders
• Conduct property inspections to ensure accuracy
• Assign risk ratings to support loan requests
• Prepare annual reviews of existing loan relationships
• Prepare credit presentations to be used in the credit approval process including: cash flow analysis, forecasting of future performance, industry trends, and loan performance histories
• Develop and maintain accurate records for lending clients and accounts
• Maintain knowledge of all supporting software, compliance, and procedures as they relate to the loan department
• Assist lenders in maintaining positive relationships with new and existing clients by providing timely feedback to client requests and questions
• Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA.

• Bachelor’s degree in finance, economics, business or related field
• Superior analytical/reasoning skills
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook
• Excellent written, verbal, and interpersonal communication skills

Normal Office Environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

This position performs a variety of functions associated with the origination of new clients, accounts, and loans, and servicing of existing clients, accounts, and loans. This position will be responsible for ensuring that documentation is accurate in the core operating system, document imaging system, and various business services platforms. This position ensures documentation and file maintenance reviewed follows internal policies, laws, and regulations. The primary focus is loan documentation and business services review with a secondary focus on deposit account review.

• Review and quality control Business Services documentation and file maintenance
• Work collaboratively with Business Services department to establish review standards
• Create and manage Business Services review processes and procedures
• Review Business Services onboarding and maintenance through Access Manager, Commercial Center, and OnBoard
• Review and quality control loan related documentation
• Review and quality control deposit account documentation
• Create and manage document exceptions
• Monitor missing document exceptions
• Monitor shared team email account
• Serve as backup for new account review
• Serve as backup for IRA documentation review
• Maintain knowledge of document standards
• Maintain knowledge of Bridgewater Bank's products and services

• Bachelor's Degree or the equivalent combination of education and experience
• Proficiency in Windows-based PC skills and Microsoft Office required
• Experience with AccuSystems or other document management software preferred
• 1-2 years of operations and/or loan processing experience preferred
• 1-3 years of banking experience preferred
• Strong attention to detail required
• Ability to multi-task and utilize multiple systems within the bank
• Outstanding teamwork and communication skills

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

As a Loan Coordinator, you'll provide administrative management of a diverse loan portfolio to ensure all loan documentation is accurate and in compliance with internal and external policies and regulations.

• Perform daily loan function activities including initiating preparation of loan documents, payment processing, fund new loans, prepare loan payoffs, initiate wires, etc.
• Lead loan closings and weekly meetings for appointed lending team
• Monitor loans for compliance with federal regulations (Consumer loan, TRID, etc.)
• Track policy exceptions for post-closing review and provide corrective action
• Process and/or oversee participation in loan payments and advances
• Order Title Commitment, O&E, and Flood Determinations
• Process credit verification and credit bureau reports
• Resource for internal staff, clients and outside agencies by performing a variety of customer service activities including responding to requests, researching discrepancies and resolving issues
• Manage internal/external requests and financial transactions within the terms of the loan documentation including advances, payments, wire transfers, and payoffs
• Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA

• 2-5 years of Commercial and Consumer loan processing and/or documentation experience
• Strong oral and written communication skills
• High attention to detail and in-depth knowledge of rules, regulations, and policies relating to loan documentation
• Bachelor’s degree preferred

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas.

The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements.

It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

As a Loan Quality Assurance Specialist, you'll provide quality assurance and audit functions on loan documentation to ensure they are accurate and in compliance with internal and external policies and regulations.

• Verify data held on the bank’s core system to ensure all coding and loan terms agree with the credit approval and supporting documentation
• Review loan files in a post-close review process, verifying all documentation has been returned complete while setting exceptions for any missing or incomplete closing documentation
• Confirm that the Adverse Action process is complete and administer the Flood process
• Responsible for filing original notes and transfers necessary collateral to the vault
• Manage, monitor and/or report activity related to denied/not approved loans, as assigned
• Monitor FIDICIA related reporting, documenting the maintenance in the bank’s core systems
• Monitor the CIP and other regulatory requirements, ensuring they are fulfilled and uploaded to the imaging system while setting exceptions for any missing documentation.

• 2 - 3 years of Commercial and Consumer loan processing and/or documentation experience
• Strong oral and written communication skills
• High attention to detail and in-depth knowledge of rules, regulations, and policies relating to loan documentation
• High school diploma required; Associates or Bachelors degree preferred

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas.

The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements.

It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

As an IT Support Specialist, you'll provide technical support to employees to ensure optimal use and maximum efficiency of technology resources.

• Identify, troubleshoot, research, support and resolve user’s technology issues.
• Maintain an adequate level of knowledge of Microsoft operating systems and application software being used to provide high levels of support to employees
• Install, configure, and upgrade software
• Utilize and maintain the helpdesk tracking software
• Install, configure, and upgrade desktop hardware and peripherals.
• Write processes and procedures for the Technology Services department
• Document internal procedures
• Assist with onboarding of new users
• Monitor software licensing on a regular basis to ensure compliance
• Record and maintain hardware and software inventories, site and/or server licensing, and user access and security
• Analyze and report on user issues and solutions to those issues
• Provide copier and printer maintenance support
• Research and present new technologies for the bank

• Proficient knowledge of Microsoft operating systems and Microsoft Office
• Superior customer service skills
• Strong organizational skills and the ability to balance and prioritize work
• Excellent written, verbal, and interpersonal communication skills
• Associate degree in Computer Science or related field and 1-2 years’ experience in a desktop support environment or equivalent combination of education and experience

Normal Office Environment

Bridgewater Bank will not sponsor applicants for work visas.

The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements.

It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

The Senior Credit Analyst provides support to the lenders by evaluating the financial condition of individuals and businesses applying for lending credit with the bank. The Senior Credit Analyst typically works on larger, more complex transactions.

• Collect, review and analyze loan requests, financial information, appraisals, title insurance, etc. for larger, more complex deals
• Assist lenders with closings
• Oversees the development and maintenance of the commercial loan documentation system (LaserPro), with a focus on maximizing production and quality
• Mentor Credit Analysts
• Identify historical trends of businesses or markets
• Prepare spreadsheets, reports, summaries and recommendations on loan structure/pricing for lenders
• Conduct property inspections to ensure accuracy
• Assign risk ratings to support loan requests
• Prepare annual reviews of existing loan relationships
• Prepare credit presentations to be used in the credit approval process including: cash flow analysis, forecasting of future performance, industry trends, and loan performance histories
• Develop and maintain accurate records for lending clients and accounts
• Assist loan and credit department managers with special projects for managing risks in the lending function
• Maintain knowledge of all supporting software, compliance, and procedures as they relate to the loan department
• Assist lenders in maintaining positive relationships with new and existing clients by providing timely feedback to client requests and questions
• Adhere to the bank’s policies, procedures, security requirements and government regulations including (but not limited to) BSA

• Bachelor’s degree in finance, economics, business or related field
• 7+ years of Commercial Real Estate and/or Commercial/Industrial underwriting experience
• Superior analytical/reasoning skills
• Proficiency in Microsoft Word, Excel, PowerPoint and Outlook
• Excellent written, verbal, and interpersonal communication skills

Normal Office Environment

Bridgewater Bank will not sponsor applicants for work visas. The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhausted list of duties, responsibilities or requirements. It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

This position provides tier-one support of Fiserv Premier applications by assisting users with system questions and account processing issues. This position also works with departments to review system capabilities and make recommendations to department managers and Sr. Systems Analyst.

• Responsible for reviewing critical Premier specification changes and making non-critical changes.
• Review and implement Premier Security change requests
• Create and maintain custom documents that are used by Deposit Services in BPM.
• Works with the Sr. Systems Analyst /application owners to review system capabilities and make recommendations to increase the utilization.
• Continually review and update documented procedures and processes related to all job functions.
• Maintains competency in all Premier systems and stay abreast of new releases and system enhancements.
• Create scripts to automate account changes as requests are received.
• Troubleshoot Tier 1 digital and Fiserv related tickets.
• Assist in determining the training needs requirements for end users based off of the technical support required in troubleshooting.
• Analyze the system requirements with the user needs, make recommendations for system changes to the Sr. System Analyst.

• Associate degree in Computer Science and 1-2 years’ experience in a technical support environment or equivalent combination of education and experience
• Proficient knowledge of Microsoft Windows operating systems
• Proficient knowledge of Fiserv Premier
• Superior customer service skills
• Strong organizational skills and the ability to balance and prioritize work
• Excellent written, verbal, and interpersonal communication skills

Normal Office Environment

Bridgewater Bank will not sponsor applicants for work visas.

The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements.

It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

As a Vendor Management Associate, you'll support the Vendor Management Team and serve as a liaison between external vendors and internal stakeholders. This role will be responsible for ensuring risks associated with Third Party relationships, before and after entering into contracts, are sufficiently identified, assessed, monitored and controlled.

• Maintain the Vendor Management program including policy, procedures, and guidelines
• Participate in Vendor Management team meetings
• Drive operational execution of Department workflow – contract review & execution, obtain support
• Maintain documentation and risk rating of vendor relationships
• Provide data entry for all vendor risk assessments and contract information in applicable systems
• Work with various business units to ensure appropriate vendor monitoring – ensure invoicing and SLAs align with contract requirements
• Create a quarterly summary report for Risk Committee; Identify areas of concerns, raise recommendations on optimization
• Identify opportunities to request discounts from suppliers for annual maintenance renewals
• Coordinate logistics for ongoing vendor review sessions with vendor and contract owner
• Partner with Vendor Management Team to contribute objectives, criteria, standards and methodology and metrics for vendor management disciplines
• Ensure exit strategies for critical vendors are identified and documented

• 2-5 years vendor management experience preferred
• Must be self-motivated and able to work independently
• Demonstrate strong organizational skills and ability to multi-task
• Excellent verbal/written communications and interpersonal skills
• High attention to detail

Normal office environment

Bridgewater Bank will not sponsor applicants for work visas.

The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities or requirements.

It is Bridgewater Bank’s policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.