Privacy Policy


What does Bridgewater Bank do with your personal information? 

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depends on the product or service you have with us. This information can include: 

  • Social Security Number and Transaction History
  • Income and Credit History
  • Account Balances and Checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customer's personal information to run their every day business. In the section below we list the reasons financial companies can share their customer's personal information; the reasons Bridgewater Bank chooses to share and whether you can limit this sharing.

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REASONS WE CAN SHARE YOUR PERSONAL INFORMATION

DOES BRIDGEWATER BANK SHARE?

CAN YOU LIMIT THIS SHARING?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus

Yes

No

For our marketing purposes - to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates' everyday business purposes - information about your transactions and experiences

No

We don't share

For our affiliates' everyday business purposes - information about your creditworthiness

No

We don't share

For non-affiliates to market to you

No

We don't share

Questions? Call 952.893.6868 or go to www.bridgewaterbankmn.com

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WHO WE ARE

Who is providing this notice?

Bridgewater Bank

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WHAT WE DO

How does Bridgewater Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards and we limit access to employees for whom access is appropriate.

How does Bridgewater Bank collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or make deposits
  • Apply for a loan or make withdrawals
  • Use your credit or debit card.

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliate's everyday business purposes - information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliated to market to you.

State laws and individual companies may give you additional rights to limit sharing.

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DEFIINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and non financial companies.


Bridgewater Bank does not share with our affiliates.

Non Affiliates

Companies not related by common ownership or control. They can be financial or non financial companies.


Bridgewater Bank does not share with non affiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.


Bridgewater Bank does not jointly market.

Website Privacy Policy

Your privacy is important to us. It is’s policy to respect your privacy regarding any information we may collect from you across our website, https://www.bridgewaterbankmn.com, and other sites we own and operate.

We only ask for personal information when we truly need it to provide a service to you. We collect it by fair and lawful means, with your knowledge and consent. We also let you know why we’re collecting it and how it will be used.

We only retain collected information for as long as necessary to provide you with your requested service. What data we store, we’ll protect within commercially acceptable means to prevent loss and theft, as well as unauthorised access, disclosure, copying, use or modification.

We don’t share any personally identifying information publicly or with third-parties, except when required to by law.

We use Google Analytics to monitor and analyze the use of our website. Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our website. This data is shared with other Google services (for example, to contextualize and personalize the ads of its own advertising network). You can opt-out of making your activity on our website available to Google Analytics by installing the Google Analytics opt-out browser add-on. For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/pr...

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot accept responsibility or liability for their respective privacy policies.

You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services.

Your continued use of our website will be regarded as acceptance of our practices around privacy and personal information. If you have any questions about how we handle user data and personal information, feel free to contact us by email at hello@bwbmn.com.

This policy is effective as of June 1st, 2019.