Construction Loans


Building a home or renovating an existing property? A construction loan is a short-term loan that allows interest-only payments during the construction phase of your project. This allows you to purchase building materials, provide for the labor as you build, and delay paying the principal until the construction is complete.

The best in the business.

Pat Clemens

Pat Clemens

Assistant Vice President Construction Lending

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Tom Johnson

Tom Johnson

Senior Vice President Construction Lending

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Matt Means

Matt Means

Assistant Vice President Commercial Lending

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Pat Clemens

Assistant Vice President Construction Lending


What makes Bridgewater unconventional: "While many things comprise BWB’s unconventional nature, my own contribution lies in my uncommon path to becoming a lender after previously being among the earliest clients of the bank as a real estate investor, builder, realtor, and property manager."

Specialty: Construction Lending

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Tom Johnson

Senior Vice President Construction Lending


What makes Bridgewater unconventional: "Banking and lending can be cumbersome. At Bridgewater, we're dedicated to simplifying the client experience."

Specialty: Construction Lending

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Matt Means

Assistant Vice President Commercial Lending


What makes Bridgewater unconventional: "Our number one piece of swag is a magnetic steel bottle opener. If that doesn't say it all I don't know what does. They go like hot cakes!"

Specialty: Construction Lending

Ready for something unconventional?