Current Rates
Commercial Banking
Business Money Market
Minimum Opening Deposit $500
Minimum Balance on Each Tier Required to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
$0 to $24,999.99
.05%
.05%
$25,000 to $99,999.99
.10%
.10%
$100,000 to $499,999.99
.15%
.15%
$500,000+
.25%
.25%
Personal Banking
Savings
Minimum Opening Deposit $50
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.10%
.10%
Money Market Savings
Minimum Opening Deposit $1,000
Minimum Balance on Each Tier Required to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
$0 to $24,999.99
.05%
.05%
$25,000 to $99,999.99
.10%
.10%
$100,000 to $249,999.99
.15%
.15%
$250,000+
.25%
.25%
IRA Money Market Savings
Minimum Opening Deposit $1,000
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.85%
.85%
Interest Checking
Minimum Opening Deposit $1,000
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.10%
.10%
Investor Checking
Minimum Opening Deposit $10,000
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.15%
.15%
Certificate of Deposit
Individual Retirement Account Also Available
$10,000 Minimum Balance Required
Term
Interest Rate
Annual Percentage Yield** (APY)
BRIDGE CD^
36 Month
.65%
.65%
^Change the interest rate and corresponding APY one time on or after the one-year anniversary date of the Bridge CD. Rate trade up option is based on the published rate for the closest standard non-Bridge term equal to or less than the remaining term of the original Bridge CD. The rate trade up option is not automatic, contact a Bridgewater Bank branch or team member to request.
Term
Interest Rate
APY**
6 Month
.10%
.10%
12 Month
.35%
.35%
18 Month
.40%
.40%
24 Month
.45%
.45%
36 Month
.50%
.50%
48 Month
.55%
.55%
60 Month
.75%
.75%
Rates are effective as of January 04, 2021.
*Rates are determined by the bank, and may change after the account is opened. Fees can reduce
earnings.
** Early withdrawal penalties may be imposed. Fees can reduce earnings.
Member FDIC