Current Rates
Commercial Banking
Business Money Market
Minimum Opening Deposit $100
Minimum Balance on Each Tier Required to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
$0 to $24,999.99
.05%
.05%
$25,000 to $99,999.99
.10%
.10%
$100,000 to $499,999.99
.15%
.15%
$500,000+
.20%
.20%
Personal Banking
Savings
Minimum Opening Deposit $50
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.10%
.10%
Money Market Savings
Minimum Opening Deposit $1,000
Minimum Balance on Each Tier Required to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
$0 to $24,999.99
.05%
.05%
$25,000 to $99,999.99
.10%
.10%
$100,000 to $249,999.99
.15%
.15%
$250,000+
.20%
.20%
IRA Money Market Savings
Minimum Opening Deposit $1,000
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.50%
.50%
Interest Checking
Minimum Opening Deposit $1,000
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.10%
.10%
Investor Checking
Minimum Opening Deposit $10,000
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.15%
.15%
Certificate of Deposit
Individual Retirement Account Also Available
$10,000 Minimum Balance Required
Term
Interest Rate
APY**
6 Month
.15%
.15%
12 Month
.25%
.25%
18 Month
.30%
.30%
24 Month
1.0%
1.0%
36 Month
.40%
.40%
48 Month
1.24%
1.25%
60 Month
1.49%
1.50%
Rates are effective as of June 1, 2022.
*Rates are determined by the bank, and may change after the account is opened. Fees can reduce
earnings.
** Early withdrawal penalties may be imposed. Fees can reduce earnings.
Member FDIC