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Current Rates

Commercial Banking


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Interest Rate*

Annual Percentage Yield* (APY)

Opening Deposit

BUSINESS MONEY MARKET

$500

$0 to $24,999.99

.15%

.15%

$25,000 to $99,999.99

.35%

.35%

$100,000 to $499,999.99

.35%

.35%

$500,000+

.45%

.45%

Personal Banking


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Interest Rate*

APY*

Minimum Opening Deposit Requirement

SAVINGS

.10%

.10%

$50

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Interest Rate*

APY*

Opening Deposit

MONEY MARKET SAVINGS

$1,000

$0 to $24,999.99

.20%

.20%

$25,000 to $99,999.99

.50%

.50%

$100,000 to $249,999.99

.75%

.75%

$250,000+

1.00%

1.00%

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Interest Rate*

APY*

Opening Deposit

IRA MONEY MARKET SAVINGS

2.47%

2.50%

$1,000

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Interest Rate*

APY*

Opening Deposit

INTEREST CHECKING

.10%

.10%

$1,000

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Interest Rate*

APY*

Opening Deposit

INVESTOR CHECKING

.25%

.25%

$10,000

Certificate of Deposit


Individual Retirement Account Also Available**

$10,000 Minimum Balance Required 

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Term

Interest Rate

APY*

6 Month

1.24%

1.25%

12 Month

1.99%

2.00%

18 Month

1.60%

1.60%

24 Month

1.69%

1.70%

36 Month

1.79%

1.80%

48 Month

1.89%

1.90%

60 Month

1.99%

2.00%

Rates are effective as of November 1, 2019.

*Rates are determined by the bank, and may change after the account is opened. Fees can reduce earnings.

** Early withdrawal penalties may be imposed. Fees can reduce earnings.

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