Hero Image

Current Rates

Commercial Banking


Business Money Market

Minimum Opening Deposit $500

swipe to view >

Minimum Balance on Each Tier Required to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

$0 to $24,999.99

.05%

.05%

$25,000 to $99,999.99

.10%

.10%

$100,000 to $499,999.99

.15%

.15%

$500,000+

.25%

.25%

Personal Banking


Savings

Minimum Opening Deposit $50

swipe to view >

Minimum Balance to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

All Balances

.10%

.10%

Money Market Savings

Minimum Opening Deposit $1,000

swipe to view >

Minimum Balance on Each Tier Required to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

$0 to $24,999.99

.10%

.10%

$25,000 to $99,999.99

.20%

.20%

$100,000 to $249,999.99

.25%

.25%

$250,000+

.35%

.35%

IRA Money Market Savings

Minimum Opening Deposit $1,000

swipe to view >

Minimum Balance to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

All Balances

1.00%

1.00%

Interest Checking

Minimum Opening Deposit $1,000

swipe to view >

Minimum Balance to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

All Balances

.10%

.10%

Investor Checking

Minimum Opening Deposit $10,000

swipe to view >

Minimum Balance to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

All Balances

.25%

.25%

Certificate of Deposit


Individual Retirement Account Also Available

$10,000 Minimum Balance Required 

swipe to view >

Term

Interest Rate

Annual Percentage Yield** (APY)

BRIDGE CD^

36 Month

.85%

.85%

^Change the interest rate and corresponding APY one time on or after the one-year anniversary date of the Bridge CD. Rate trade up option is based on the published rate for the closest standard non-Bridge term equal to or less than the remaining term of the original Bridge CD. The rate trade up option is not automatic, contact a Bridgewater Bank branch or team member to request.

swipe to view >

Term

Interest Rate

APY**

6 Month

.25%

.25%

12 Month

.65%

.65%

18 Month

.50%

.50%

24 Month

.50%

.50%

36 Month

.50%

.50%

48 Month

.50%

.50%

60 Month

.90%

.90%

Rates are effective as of September 25, 2020.

*Rates are determined by the bank, and may change after the account is opened. Fees can reduce earnings.

** Early withdrawal penalties may be imposed. Fees can reduce earnings.

Member FDIC

Ready for something 

unconventional?