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Current Rates

Commercial Banking


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Interest Rate*

Annual Percentage Yield* (APY)

Opening Deposit

BUSINESS MONEY MARKET

$500

$0 to $24,999.99

.10%

.10%

$25,000 to $99,999.99

.20%

.20%

$100,000 to $499,999.99

.25%

.25%

$500,000+

.35%

.35%

Personal Banking


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Interest Rate*

APY*

Minimum Opening Deposit Requirement

SAVINGS

.10%

.10%

$50

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Interest Rate*

APY*

Opening Deposit

MONEY MARKET SAVINGS

$1,000

$0 to $24,999.99

.15%

.15%

$25,000 to $99,999.99

.25%

.25%

$100,000 to $249,999.99

.35%

.35%

$250,000+

.50%

.50%

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Interest Rate*

APY*

Opening Deposit

IRA MONEY MARKET SAVINGS

1.49%

1.50%

$1,000

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Interest Rate*

APY*

Opening Deposit

INTEREST CHECKING

.10%

.10%

$1,000

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Interest Rate*

APY*

Opening Deposit

INVESTOR CHECKING

.25%

.25%

$10,000

Certificate of Deposit


Individual Retirement Account Also Available

$10,000 Minimum Balance Required 

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Term

Interest Rate

Annual Percentage Yield** (APY)

BRIDGE CD^

36 Month

1.00%

1.00%

^Change the interest rate and corresponding APY one time on or after the one-year anniversary date of the Bridge CD. Rate trade up option is based on the published rate for the closest standard non-Bridge term equal to or less than the remaining term of the original Bridge CD. The rate trade up option is not automatic, contact a Bridgewater Bank branch or team member to request.

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Term

Interest Rate

APY**

6 Month

.25%

.25%

12 Month

.85%

.85%

18 Month

.75%

.75%

24 Month

.75%

.75%

36 Month

.75%

.75%

48 Month

.75%

.75%

60 Month

1.10%

1.10%

Rates are effective as of May 26, 2020.

*Rates are determined by the bank, and may change after the account is opened. Fees can reduce earnings.

** Early withdrawal penalties may be imposed. Fees can reduce earnings.

Member FDIC

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