Current Rates
Commercial Banking
Business Money Market
Minimum Opening Deposit $500
Minimum Balance on Each Tier Required to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
$0 to $24,999.99
.05%
.05%
$25,000 to $99,999.99
.10%
.10%
$100,000 to $499,999.99
.15%
.15%
$500,000+
.20%
.20%
Personal Banking
Savings
Minimum Opening Deposit $50
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.10%
.10%
Money Market Savings
Minimum Opening Deposit $1,000
Minimum Balance on Each Tier Required to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
$0 to $24,999.99
.05%
.05%
$25,000 to $99,999.99
.10%
.10%
$100,000 to $249,999.99
.15%
.15%
$250,000+
.20%
.20%
IRA Money Market Savings
Minimum Opening Deposit $1,000
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.70%
.70%
Interest Checking
Minimum Opening Deposit $1,000
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.10%
.10%
Investor Checking
Minimum Opening Deposit $10,000
Minimum Balance to Obtain APY
Interest Rate*
Annual Percentage Yield* (APY)
All Balances
.15%
.15%
Certificate of Deposit
Individual Retirement Account Also Available
$10,000 Minimum Balance Required
Term
Interest Rate
APY**
6 Month
.15%
.15%
12 Month
.25%
.25%
18 Month
.30%
.30%
24 Month
.35%
.35%
36 Month
.40%
.40%
48 Month
.55%
.55%
60 Month
.75%
.75%
Rates are effective as of September 01, 2021.
*Rates are determined by the bank, and may change after the account is opened. Fees can reduce
earnings.
** Early withdrawal penalties may be imposed. Fees can reduce earnings.
Member FDIC