Current Rates
Commercial Banking
Interest Rate*
Annual Percentage Yield* (APY)
Opening Deposit
BUSINESS MONEY MARKET
$500
$0 to $24,999.99
.15%
.15%
$25,000 to $99,999.99
.25%
.25%
$100,000 to $499,999.99
.35%
.35%
$500,000+
.45%
.45%
Personal Banking
Interest Rate*
APY*
Minimum Opening Deposit Requirement
SAVINGS
.10%
.10%
$50
Interest Rate*
APY*
Opening Deposit
MONEY MARKET SAVINGS
$1,000
$0 to $24,999.99
.20%
.20%
$25,000 to $99,999.99
.50%
.50%
$100,000 to $249,999.99
.75%
.75%
$250,000+
1.00%
1.00%
Interest Rate*
APY*
Opening Deposit
IRA MONEY MARKET SAVINGS
2.47%
2.50%
$1,000
Interest Rate*
APY*
Opening Deposit
INTEREST CHECKING
.10%
.10%
$1,000
Interest Rate*
APY*
Opening Deposit
INVESTOR CHECKING
.25%
.25%
$10,000
Certificate of Deposit
Individual Retirement Account Also Available**
$10,000 Minimum Balance Required
Term
Interest Rate
APY*
6 Month
1.24%
1.25%
12 Month
1.99%
2.00%
18 Month
1.60%
1.60%
24 Month
1.69%
1.70%
36 Month
1.79%
1.80%
48 Month
1.89%
1.90%
60 Month
1.99%
2.00%
Rates are effective as of January 2, 2020.
*Rates are determined by the bank, and may change after the account is opened. Fees can reduce
earnings.
** Early withdrawal penalties may be imposed. Fees can reduce earnings.
Member FDIC