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Current Rates

Commercial Banking


Business Money Market

Minimum Opening Deposit $500

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Minimum Balance on Each Tier Required to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

$0 to $24,999.99

.05%

.05%

$25,000 to $99,999.99

.10%

.10%

$100,000 to $499,999.99

.15%

.15%

$500,000+

.20%

.20%

Personal Banking


Savings

Minimum Opening Deposit $50

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Minimum Balance to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

All Balances

.10%

.10%

Money Market Savings

Minimum Opening Deposit $1,000

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Minimum Balance on Each Tier Required to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

$0 to $24,999.99

.05%

.05%

$25,000 to $99,999.99

.10%

.10%

$100,000 to $249,999.99

.15%

.15%

$250,000+

.20%

.20%

IRA Money Market Savings

Minimum Opening Deposit $1,000

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Minimum Balance to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

All Balances

.70%

.70%

Interest Checking

Minimum Opening Deposit $1,000

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Minimum Balance to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

All Balances

.10%

.10%

Investor Checking

Minimum Opening Deposit $10,000

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Minimum Balance to Obtain APY

Interest Rate*

Annual Percentage Yield* (APY)

All Balances

.15%

.15%

Certificate of Deposit


Individual Retirement Account Also Available

$10,000 Minimum Balance Required 

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Term

Interest Rate

APY**

6 Month

.15%

.15%

12 Month

.25%

.25%

18 Month

.30%

.30%

24 Month

.35%

.35%

36 Month

.40%

.40%

48 Month

.55%

.55%

60 Month

.75%

.75%

Rates are effective as of June 01, 2021.

*Rates are determined by the bank, and may change after the account is opened. Fees can reduce earnings.

** Early withdrawal penalties may be imposed. Fees can reduce earnings.

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